:root {
  --ease-smooth: cubic-bezier(0.4, 0, 0.2, 1);
  --ease-reveal: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-bounce: cubic-bezier(0.34, 1.35, 0.64, 1);

  --egg: #f5f0e8;
  --egg-deep: #ebe4d8;
  --ink: #2c2825;
  --ink-soft: rgba(44, 40, 37, 0.72);
  --burgundy: #ac3733;
  --burgundy-deep: #8f2e2b;
  --burgundy-glow: rgba(172, 55, 51, 0.14);
  --frame: rgba(172, 55, 51, 0.35);

  --duration-fast: 220ms;
  --duration-normal: 380ms;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

body {
  margin: 0;
  min-height: 100vh;
  color: var(--ink-soft);
  background:
    radial-gradient(1100px 620px at 8% -5%, var(--burgundy-glow), transparent 58%),
    radial-gradient(900px 500px at 92% 12%, rgba(235, 228, 216, 0.9), transparent 52%),
    linear-gradient(168deg, var(--egg) 0%, var(--egg-deep) 48%, #e8e0d4 100%);
  font-family: Cambria, "Palatino Linotype", Palatino, Georgia, "Times New Roman", serif;
  letter-spacing: -0.015em;
  line-height: 1.5;
}

body::before {
  content: "";
  position: fixed;
  inset: -15%;
  background: repeating-linear-gradient(
    108deg,
    rgba(44, 40, 37, 0.018) 0,
    rgba(44, 40, 37, 0.018) 1px,
    transparent 1px,
    transparent 9px
  );
  pointer-events: none;
  z-index: 0;
  opacity: 0.55;
}

a {
  color: var(--burgundy-deep);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
  transition: color var(--duration-fast) var(--ease-smooth);
}

a:hover {
  color: var(--burgundy);
}

.shell {
  position: relative;
  z-index: 1;
  max-width: 1140px;
  margin: 0 auto;
  padding: 28px 22px 64px;
}

.top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--frame);
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
}

.brand img {
  width: 56px;
  height: 56px;
  object-fit: contain;
  border-radius: 41% 59% 52% 48% / 46% 44% 56% 54%;
  border: 2px solid var(--frame);
  background: var(--egg);
  box-shadow:
    0 2px 4px rgba(44, 40, 37, 0.04),
    0 10px 22px rgba(44, 40, 37, 0.07);
}

.brand strong {
  display: block;
  font-size: 1.35rem;
  color: var(--ink);
  letter-spacing: -0.03em;
}

.brand span {
  display: block;
  font-size: 0.92rem;
  color: var(--ink-soft);
  max-width: 220px;
}

.nav-toggle {
  display: none;
  border: 1px solid var(--frame);
  background: var(--egg);
  color: var(--ink);
  padding: 10px 14px;
  font: inherit;
  cursor: pointer;
  border-radius: 47% 53% 51% 49% / 52% 48% 52% 48%;
}

.primary-nav ul {
  display: flex;
  align-items: center;
  gap: 11px 18px;
  list-style: none;
  margin: 0;
  padding: 0;
  flex-wrap: wrap;
}

.primary-nav a {
  text-decoration: none;
  color: var(--ink);
  font-size: 0.98rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 26px;
  border: 1px solid var(--frame);
  background: transparent;
  color: var(--ink);
  font: inherit;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  border-radius: 63% 37% 54% 46% / 55% 48% 52% 45%;
  transition:
    transform var(--duration-fast) var(--ease-bounce),
    background var(--duration-normal) var(--ease-smooth),
    color var(--duration-normal) var(--ease-smooth),
    border-color var(--duration-normal) var(--ease-smooth);
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--burgundy);
  border-color: var(--burgundy-deep);
  color: var(--egg);
}

.btn-primary:hover {
  background: var(--burgundy-deep);
  color: var(--egg);
}

.hero {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 47px 31px;
  align-items: center;
  padding: 52px 0 36px;
}

.hero h1 {
  margin: 0 0 18px;
  font-size: clamp(2.1rem, 4.8vw, 3.35rem);
  line-height: 1.12;
  color: var(--ink);
  letter-spacing: -0.04em;
  max-width: 16ch;
}

.hero .lede {
  margin: 0 0 28px;
  font-size: 1.12rem;
  max-width: 38ch;
}

.hero-card {
  padding: 28px 26px;
  border: 1px solid var(--frame);
  background: rgba(245, 240, 232, 0.72);
  border-radius: 58% 42% 47% 53% / 44% 56% 44% 56%;
  box-shadow:
    0 2px 4px rgba(44, 40, 37, 0.03),
    0 14px 32px rgba(44, 40, 37, 0.06),
    0 28px 56px rgba(172, 55, 51, 0.05);
}

.hero-card p {
  margin: 0 0 14px;
  color: var(--ink);
  font-size: 1.05rem;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.section {
  margin-top: 38px;
  padding: 34px 28px;
  border: 1px solid var(--frame);
  background: rgba(245, 240, 232, 0.55);
  border-radius: 52% 48% 43% 57% / 48% 52% 48% 52%;
  box-shadow:
    0 2px 4px rgba(44, 40, 37, 0.02),
    0 12px 28px rgba(44, 40, 37, 0.05);
}

.section h2 {
  margin: 0 0 12px;
  font-size: clamp(1.45rem, 3vw, 1.95rem);
  color: var(--ink);
  letter-spacing: -0.03em;
}

.section .intro {
  margin: 0 0 22px;
  max-width: 62ch;
}

.category-grid,
.why-grid,
.account-grid {
  display: grid;
  gap: 18px;
}

.category-grid {
  grid-template-columns: repeat(3, 1fr);
}

.why-grid {
  grid-template-columns: 1.1fr 0.9fr 1fr;
}

.account-grid {
  grid-template-columns: 1fr 1fr;
}

.tile {
  padding: 20px 18px;
  border: 1px solid var(--frame);
  background: var(--egg);
  border-radius: 44% 56% 53% 47% / 50% 44% 56% 50%;
}

.tile h3 {
  margin: 0 0 8px;
  font-size: 1.08rem;
  color: var(--ink);
}

.tile p {
  margin: 0;
  font-size: 0.96rem;
}

.support-panel {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.support-panel .phone {
  font-size: clamp(1.35rem, 3vw, 1.85rem);
  color: var(--burgundy-deep);
  font-weight: 700;
  text-decoration: none;
  letter-spacing: -0.02em;
}

.support-panel .phone:hover {
  color: var(--burgundy);
}

.site-footer {
  margin-top: 48px;
  padding-top: 22px;
  border-top: 1px solid var(--frame);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  font-size: 0.92rem;
}

.site-footer ul {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 20px;
  list-style: none;
  margin: 0;
  padding: 0;
}

.site-footer a {
  text-decoration: none;
}

.wave-divider {
  height: 3px;
  margin: 12px 0 6px;
  background: linear-gradient(
    90deg,
    transparent,
    var(--burgundy) 18%,
    var(--burgundy-deep) 50%,
    var(--burgundy) 82%,
    transparent
  );
  border-radius: 99px;
  opacity: 0.65;
}

@media (max-width: 900px) {
  .hero {
    grid-template-columns: 1fr;
  }

  .category-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 720px) {
  .nav-toggle {
    display: inline-flex;
  }

  .primary-nav {
    width: 100%;
    display: none;
  }

  .primary-nav[data-open="true"] {
    display: block;
  }

  .primary-nav ul {
    flex-direction: column;
    align-items: flex-start;
    padding: 12px 0 4px;
  }

  .category-grid,
  .account-grid {
    grid-template-columns: 1fr;
  }

  .top {
    align-items: flex-start;
  }
}